OPTION 1: 5% fee reduction for payment in full of the entire fee (patient
and insurance) at the start of treatment. Note, that to receive these bookkeeping
savings any insurance benefits will be assigned directly to you.
OPTION 2: Payroll Tax Free Flexible Spending Accounts (FSA)
An FSA allows you to set aside
a portion of your paycheck in order to pay for qualified medical expenses.
The money you elect to contribute is deducted from your pay and transferred
directly into your FSA and, therefore, is not subject to payroll tax. After
incurring eligible medical expense, you can then submit your receipt for
reimbursement from your FSA. Orthodontic treatment expense usually qualifies
for FSA reimbursement. Save money and use a pre-tax contribution. Speak
to your employer about this convenient way to get the smile you want.
OPTION 3: No Down Payment Plan (Springstone Patient Financing)
We are now associated with a super
financial partner, Springstone
Patient Financing, that offers fast, confidential, long-term, fixed
rate patient financing without any prepayment penality. Like many other
financing programs, payments include a minimal service fee. Good credit
standing is required. Applying is easy. Call Springstone Patient Financing
directly 1-800-630-1663 or for faster financing help apply online
at their secure website. Many families are happier with this option because
they don’t owe the doctor.
OPTION 4: Zero % Interest Free Financing After a Down Payment
Please be aware that our office
is unable to extend the same type of credit-loan as Springstone Patient
Financing. We believe that their plan is the best way to finance your orthodontic
fee. Springstone's broad lending experience and economy of scale produce
both great rates and longer terms. However, if you are not comfortable
with that option, our office will extend you credit-loan in this manner:
* An initial payment of $________
is due when treatment begins.
* For your convenience, monthly
payments of $_________ will be debited from your bank account via
electronic funds transfer (EFT) by our agent, OrthoBanc, until your entire
balance is paid in full.
* Failing to keep your financial
agreement may result in premature treatment termination.
* Secure online payments for your
care can be made by clicking on the iBancPay image below and logging in
to your account on the "Patient Services" page.
.
We also accept:
You may schedule an orthodontic
appointment with Dr. William Trepp in his Severna Park, MD office by calling
410.696.4624 or in his Clinton, MD office by calling 301.868.6200.
Written inquiries should be mailed to: 69 Robinson RD, Severna Park, MD
21146, USA or 8918 Woodyard RD, Clinton, MD 20735, USA